Terms of Service
The agreement between you and Wally.
1. Acceptance
By downloading, installing, or using Wally (the "app"), you agree to these Terms of Service. If you do not agree, do not use the app.
2. The service
Wally is a personal expense-tracking app provided free of charge. The app lets you record transactions, set monthly budgets, organise categories and cards, and synchronise your data across devices via our backend.
The app is provided as is. We may add, modify, or remove features at any time without prior notice.
3. Your account
You are responsible for:
- Providing accurate registration information (a valid email address).
- Keeping your password confidential and using a strong password (minimum 8 characters).
- All activity that occurs under your account.
Notify us at cokicedinn@gmail.com immediately if you suspect unauthorised access to your account.
4. Acceptable use
You agree not to:
- Use the app for any illegal purpose or in violation of any applicable law.
- Attempt to reverse-engineer, decompile, or extract source code from the app, except as expressly permitted by law.
- Interfere with or disrupt the service or attempt to gain unauthorised access to it.
- Use the app to send spam, malware, or content that violates third-party rights.
- Resell, sublicense, or commercially exploit the app or any of its content without our written permission.
We may suspend or terminate accounts that violate these rules.
5. Your data & privacy
The transaction data you enter into the app belongs to you. We process it on your behalf to provide the service. How we handle personal data is described in our Privacy Policy, which is part of these Terms.
You can export your data at any time from Profile → Export data, and delete your account from Profile → Danger Zone → Delete account.
6. Financial disclaimer
Wally is a personal finance tracking tool, not financial advice. The information displayed in the app — including budgets, totals, and analytics — is based solely on the data you enter and may contain errors. Do not rely on Wally for accounting, tax, or investment decisions. Always consult a qualified professional for financial advice.
Wally does not connect to bank accounts, make payments, or perform any financial transaction. Card information stored in the app is limited to a label and the last four digits, used for visual reference only.
7. Availability
We aim to keep the service available, but we do not guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, upgrades, third-party outages (e.g. Supabase, App Store, Play Store), or events beyond our control.
8. Intellectual property
The Wally app, its name, logo, design, and source code are owned by the operator and protected by applicable copyright and trademark laws. These Terms do not transfer ownership of any intellectual property to you.
You retain ownership of the financial data you enter into the app.
9. Disclaimer of warranties
To the maximum extent permitted by law, the app is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
We do not warrant that the app will be error-free, secure, uninterrupted, or that any data you enter will be permanently stored without loss. You are responsible for keeping your own backups (use the in-app export feature).
10. Limitation of liability
To the maximum extent permitted by applicable law, the operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the app — including but not limited to loss of data, loss of profits, or financial decisions made based on information shown in the app.
Nothing in these Terms excludes or limits liability that cannot be excluded under applicable consumer-protection law in your jurisdiction.
11. Termination
You may stop using Wally at any time by uninstalling the app, or fully terminate your relationship with us by deleting your account (Profile → Danger Zone → Delete account). We may suspend or terminate your access to the app if you violate these Terms.
12. Changes to these Terms
We may update these Terms from time to time. Material changes will be communicated via an in-app notice or by email. Continued use of the app after a change means you accept the updated Terms. The "Last updated" date at the top reflects the most recent revision.
13. Governing law
These Terms are governed by the laws of the European Union and, where applicable, the laws of the member state where the operator resides. Any dispute that cannot be resolved informally shall be subject to the exclusive jurisdiction of the competent courts of that member state, without prejudice to any mandatory consumer-protection rules that may apply in your country of residence.
14. Contact
Questions about these Terms — email cokicedinn@gmail.com.